Insurance Products Offered by Rancho Simi Insurance:
For some people, a car expresses the essence of their being. To others, it's an object to get from point A to point B. We offer a variety of coverage’s and companies to choose from, based on your specific needs.
Depending on the company you choose, you can get discounts for:
- Being a Good Driver
- Being a Good Student
- Driving a Safe Car
- Having a Homeowner's Policy with your auto insurance carrier
Other advantages you could enjoy:
- Free Windshield Repair
- 24-Hour Claims Hotline
- Guarantee on Repairs
- Flexible Payment Options
Advantages vary from company to company, and some require the purchase of certain coverage’s. We'll review your options with you to find the company and coverage that are right for you.
See Auto Coverages
Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
Depending on the company you choose, you can get discounts for:
- Having a burglar alarm
- Having a newer home
- Being claim free in the past
- Insuring your vehicles with the same company
Other advantages you could enjoy include:
- Repair Guarantees
- 24-Hour Claims Hotline
- Flexible billing -including coordinating with your mortgage company
- Living expense if your home becomes uninhabitable due to a claim
Earthquake Insurance is an important supplemental policy for Homeowners. As Southern California residents learned from the 1994 Northridge earthquake, Ventura county is susceptible to earth movement. Your Homeowners policy will not cover the peril of earth movement. We offer the CEA mini and the CEA supplemental policy. We also offer an alternative comprehensive earthquake policy that offers much broader coverage.
See Geovera coverages
At one time, most Personal Umbrella policies were purchased by people with significant assets. But, with monetary damage awards from lawsuits continuing to increase, an umbrella makes sense for nearly everyone. By making additional funds available above the limits already present in your home, auto, and boat policies, an umbrella provides additional protection for your assets.
Value of an Independent Agent
As independent agents, we represent companies that are willing to work with your unique situation. If you have home and auto policies from different companies, or have had difficulty getting an umbrella in the past, we can help you.
Legal Fees
With an umbrella policy, your legal fees are usually covered, saving you thousands of dollars in out-of-pocket expenses.
Worldwide Coverage
Unlike your home and auto policies that usually apply only in the United States, a typical umbrella policy follows you around the globe. You can injure someone in Japan or accidentally destroy property in Greece, you've got coverage.
Reasonable Rates
Umbrella coverage is surprisingly inexpensive. Contact us to find how little this valuable coverage would cost you.
Motorcycle Insurance
Watercraft Insurance
Condo/Town home Owners Insurance
Renters Insurance
Earthquake Insurance
Classic Car Insurance
Flood Insurance
Mobile Home Insurance
Mexico Insurance